Sample Merchant Statement Analysis

See exactly how our AI analyzes your processing costs.

Upload your merchant statement to see exactly where you're overspending and get recommendations for a better processor fit.

What’s Included in Your Analysis

Every analysis delivers a full breakdown of your processing setup. Here's what we include in each review.

Effective Rate Review

See what you are actually paying after all fees and markups.

Fee Breakdown

Unpack transaction fees, monthly charges, and hidden costs.

Savings Estimate

Identify potential monthly and annual savings opportunities.

Processor Fit

Find out if your current processor matches your business profile.

Risk Signals

Spot compliance issues and pricing irregularities early.

Action Plan

Get clear next steps: stay, renegotiate, or switch.

See what a completed analysis looks like

Here’s an example of the clarity and recommendations you’ll receive after uploading your statement.

AI Analysis Preview
Sample Only
Monthly Volume
$84,250
Transactions
1,420
Avg. Ticket
$59.33
Effective Rate
3.78%
Estimated Savings: $475 per month
Key Findings
• High per-item fees
• Hidden monthly charges
• PCI compliance costs inflating rate
• Better processor options available

Recommendation

• High per-item fees
• Better processor options available
Recommendation: Switch to a lower-cost processor
Confidence: High
Next Step: Submit for competitive matching.

What We Evaluate Behind The Scenes

We analyze multiple layers of your processing setup to determine cost efficiency, risk profile, and optimal processor fit.

Pricing & Cost Structure
• Effective rate vs stated pricing
• Interchange vs markup separation
• Per-transaction fee load
• Monthly and annual fixed fees
• Network fees and assessments
Risk & Processor Fit
• Industry and business model alignment
• Refund and chargeback patterns
• PCI and compliance factors
• Volume and ticket size profile
• Processor compatibility and approval likelihood

Why this matters

Understanding your processing helps you secure better terms, lower costs, and find a solution that truly fits your business.

Clarity

Clear breakdown of costs and fees so you know exactly what you're paying and why.

Savings

Identify potential monthly savings to reduce your processing expenses.

Better Fit

Match with a processor that best suits your business volume, risk level, and industry.

Want your own analysis?

Upload a statement and see where your current setup may be costing you more than it should.

No commitment. Secure. Reviewed by our team.