Full breakdown of how hidden fees, pricing drift, and transaction costs were identified and optimized.
This business was processing approximately $50K per month with a blended effective rate above industry benchmarks. Pricing had increased over time, and the owner had limited visibility into how fees were being applied across markup, per-transaction costs, and monthly charges.
Analysis revealed the business was paying above expected benchmarks across multiple fee categories.
We restructured pricing to better align with the business’s volume and transaction profile.
How pricing structure—not just rates—was optimized to significantly reduce costs.
This business processed approximately $85K/month with a high average ticket size. While overall rates appeared competitive, the pricing structure was not optimized for their transaction profile.
Analysis revealed the business was paying above expected benchmarks across multiple fee categories.
The business reduced its effective rate from 2.98% to 2.44%, saving approximately $460 per month while maintaining the same payment flow and operations.
How transaction-level optimization significantly reduced costs for a low-ticket, high-volume merchant.
This business processed approximately $120K/month with a low average ticket size. While overall volume was strong, transaction-level fees were significantly impacting the effective rate.
Analysis revealed the business was paying above expected benchmarks across multiple fee categories.
The business reduced its effective rate from 4.10% to 2.98%, saving approximately $1,350 per month without changing operations or payment flow.
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